Guide to Insurance and CHAS Subsidies in singapore

Jun 26, 2023

Making Dental Care More Affordable in Singapore: Your Guide to Insurance and CHAS Subsidies

Your teeth have been with you through every smile, every word, every bite of your favourite meal. But have you been there for them?

Caring for your pearly whites can get costly. But that’s what dental insurance and CHAS subsidies are for! Confused? No worries! Let’s break it down and get you all the information you need to choose for your teeth (and wallet).

Let’s Talk Dental Insurance

What Is Dental Insurance?

Imagine a safety net, but just for your teeth. That’s what dental insurance is. It can cover routine check-ups, cleanings, X-rays, and sometimes major stuff like braces or implants. Of course, this all depends on your plan.

So How Does it Work?

Dental corporate insurance can help you save A LOT of money on dental care.

If your company offers dental corporate insurance, like for example, AIA, Integrated Health Plans (IHP), Great Eastern, MHC, Cigna, Alliance, Chubb (Inova Care), DA Vantage, SingLife, HSBC, or NTUC, you are in luck! It’s like having a big brother ready to help you out when the dentist hands you the bill. Some plans even offer a CASHLESS payment system with their e-cards, while others require you to pay upfront to be reimbursed by your company’s HR later on.

But remember, every big brother has his limits – some treatments may have a waiting period before they are covered and some even have a cap on how much can be claimed per year. Be sure to read the fine print to understand the waiting periods and annual coverage. If you’re looking for a job, consider companies that offer dental corporate insurance as part of their benefits package. It’s a great way to protect your smile and your wallet.

What is an e-Card?

dental ecard

The picture above shows what an AIA dental card looks like. Since we are going digital in this day of age, some of you may be able to take a screenshot of this e-Card on your AIA app platform and enjoy the benefits of the AIA dental corporate insurance scheme at MySmile Dental Clinics.

Yes, going cashless has never been this easy!

The Lowdown on CHAS

What is CHAS?

It’s not a person. It’s the Community Health Assist Scheme, an initiative in Singapore to help Singaporeans cover their medical and dental costs.

If you qualify, you get a CHAS card and you can use it to get subsidized dental treatments!

How Does it Work?

Just flash your CHAS card at participating dental clinics and enjoy subsidized treatments. It’s like having a discount card specially for your teeth!

CHAS vs. Dental Insurance

Here’s the thing. Dental insurance and CHAS are like apples and oranges – they’re different and both have their own benefits.

Dental insurance is generally more comprehensive, covering more costly treatments. CHAS, on the other hand, only offers some subsidy to your existing treatment costs.


So, let’s put our cards on the table. Figuring out how to finance your dental care can feel like trying to solve a complex puzzle. But with a little knowledge and understanding, you’ll be able to make the right decision for you and your teeth.

Your dental health is an investment – not just for your smile, but for your overall well being. So, why wait? Start exploring your options for dental corporate insurance in Singapore and CHAS dental subsidies.

Your teeth will thank you later!.

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